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  1. Segment A: Users who have activated Rewards, completed transactions, and successfully cashed out.

  2. Segment B: Users who have activated Rewards, completed transactions, but haven’t cashed out.

  3. Segment C: Users who have Rewards activated but haven’t done any transactions. (Accounts opened before September)

This segmentation allows us to collect insights from users at different stages of their Rewards journey.

Segment

Population

Segment Description

Rewards activated (can see rewards section in their app)

Done a transaction?

Cashed out the rewards?

Segment A

276,225

These users have cashed out rewards

Yes

Yes

Yes

Segment B

357,593

These users have not cashed out rewards

Yes

Yes

No

Segment C

699,149

These users have rewards activated but haven’t done a transaction.
These users also opened their accounts before September.

Yes

No

No

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Methodology

To clearly understand how users feel about the Moniepoint Rewards program, we ran a structured survey targeting three groups of users (Segment A, B, and C).
Each group represents different levels of engagement with the Rewards feature, helping us cover the full range of user experiences.

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