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What it is:

  • One singlular App download from any App Store

  • Launchpad for Moniepoint to spin up a product in any market with the goal of

    • reducing the time to launch

    • reducing wastage

    • eliminate multiple apps being built

    • creating a template system for the overall look and feel of the MP app irrespective of market

  • A way to own all user identity related data and device-related data in a central place

    • What is user Identity related data: All Login Info [ Mobile Number, Password/Passcode, Country of residence]

    • What is device-related data: Things like push notification settings, biometrics settings

  • A common brand and design system being used across all markets.

    • Design System: Kamona V3

    • Brand : TBD

  • Currently, this is just focused on MFB product

    • And the coming together of personal and business banking in Nigeria

    • and streamlining of Nigeria and UK

  • It is a huge undertaking to start with, but will not necessarily need high design effort after it has been rolled out

    • unless a new global flow or widget needs to be created

    • Or to manage and change an existing flow/design

What it is not:

  • It is not a common point for product teams/business lines across countries. Each local entity will continue to own their business lines and products even if they offer the same general product. Eg. Onboarding Nigeria team will be different from Onboarding UK team OR Transfers Nigeria will be different from Transfers UK

  • It does not mean that a user can move around with their accounts globally. ie. I cannot carry my Nigeria accounts into UK or elsewhere if I move countries and continue to use them seamlessly

  • It should not be confused with a central point of excellence for a design function. We should treat them differently. i.e. Design principles, Suggested UX flows, templates etc. should be sitting outside of this.

  • It should not be confused with unified / global view of one user’s multiple accounts. This is purely about a global app. Unified views will sit under/be a feature under this global app

  • It does not influence other products outside of the MFB

...

  1. Appstore Listing and Framework

  2. Onboarding

    1. Initial Splash Animation ( if any)

    2. Feature Slider + Country Selection

    3. User Set up Flow

      1. Mobile Number input

      2. OTP Verification

      3. Password/Passcode setup

    4. Device related setup

      1. Push notification setting

      2. Device Biometrics setting

    * Please note: anything beyond these in onboarding is a local flow

    • Login for Staff Users ( TBD)

  3. Login and Credentials

    1. Login flow when a user signs in

    2. Login credential management

    3. Login credential recovery

  4. Global Dashboard Shell

    1. Overall layout, logic, design, and IA for the Dashboard of the app

    2. Overall layout, logic, design, IA for the top and bottom navigation of app

    3. Widget Designs and logic for all parts of the Dashboard
      *content within these will be defined by local teamteams
      * there may be some additional widgets that are introduced and designed by local teams

    4. Defined space for entry points and logic for all other parts of the app

    5. Some widgets of the Dashboard may be managed by the Global team. For Example:

      1. Alerts

      2. Notifications Page ( or aspects of it)

  5. Specific aspects of User Profile Page and Settings

    1. TBD


A common Vocab:

Global Banking App: Launch pad for MP banking app irrespective of the market, as defined above

...