Table of Contents
Tools Required
Roles and Responsibilities on Duty
WhatsApp Template
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Grafana Dashboards:
Monnify BackOffice - Switching Providers:
ATLAS UI - adding providers
Skype Channels
NALA <> Moniepoint
MONNIFY<> SQUAD
Monnify vs Fidelity Virtual account
Payattitude /Teamapt
Pager duty (Access granted by Simpa Saiki)
Status page
GCP access (Log explorer ,Workloads)
Jira Monnify Support DesK
WhatsApp groups
VGG
Baxi
Wema-Monnify
Sterling Monnify
Coral pay
TSE Monnify
Monnify operations group
Slack channels
apm-monitoring-alerts
Grafana-monnify-alerts
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S/N | Panels | Implications | Issues | Threshold | Escalation |
---|---|---|---|---|---|
1 | Disbursement (Rsp Time) | The average response time per transaction from the provider |
| > 4 seconds NIP Success Rate < 94% | TSE |
2 | Pending Disbursements (Total) | It is the count of transactions currently pending and is caused by the following: |
| > 100 transaction count (above 10 mins) | TSE |
3 | Outflow (MPT, Sterling, Wema, Fidelity) | These are monitored because we are integrated to them for “Collections” also. Hence, when there is a downtime on this panel, there will be a downtime on the corresponding “Collections” panels | < 60% | TSE | |
4 | Super Merchant Panels | Baxi, NALA, VGG, Abeg Tech, Palmpay are super merchants that utilize monnify’s disbursement API. | Last Transaction > 1 hour | TSE | |
5. | Balances | These are the disbursement account balances. | Balances < 300mil for | < 300 million | TSE |
6. | ATLAS Providers Success Rates | Transactions are failing . Resolution is to turn on other providers eg (ISW, Habari Pay, ETZ, Hydrogen Pay etc.) | Success rate < 95 -90 % | < 94% Specific Bank on the provider is < 50% | TSE |
7. | Disbursement Performance - By Banks (10m) | Transactions are failing on that specific bank | Bank is encountering technical issues | **Success rate on RED especially for major banks | Send communication to critical stakeholders(monnify operation groups ,TSE) |
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Please note that issues that occur during shift whether transactional or tied to the portal should be communicated to the TSE when there is no resolution in site or confusion on what action to take. When in doubt, always ask!!!
Whatsapp escalation templates(sample)
Communications to Partners (Monnify Operations Group, Baxi, VGG and NALA (Skype), when there is a downtime from Specific banks -
1. Hi Team, Please note that we are receiving "Timeout waiting for response from destination" error from Ecobank. Disbursements to this bank will be failing at this time.
2. Hi Team, Please note that we are receiving "Timeout waiting for response from destination" error from Standard Chartered Bank Nigeria Ltd. Disbursements to this bank will be failing at this time.
Communications to Partners (Monnify Operations Group, Baxi, VGG and NALA (Skype), when there is a downtime from NIBSS -
3. Dear Team,
We are encountering issues with the central transfer processor for banks (NIBSS), which is affecting our disbursement service. Consequently, merchants may experience delays (pending disbursements) and failures when transferring funds from their wallets to other bank accounts.
These challenges are originating from our connection with NIBSS. We are maintaining close contact with them to get updates on the resolution. We are mitigating this challenge by routing transactions via other providers.
We apologize for any inconvenience caused and will provide updates as we receive them.
Communications to Partners (Monnify Operations Group, Baxi, VGG and NALA (Skype), when there is a downtime from NIBSS (high response time) -
Dear Team,
We are encountering a high response time with the central transfer processor for banks (NIBSS), which is affecting our disbursement service. Consequently, you may experience delays (pending disbursements) when attempting to transfer funds from your wallet to other bank accounts.
These challenges are originating from NIBSS. We are maintaining close contact with them to get updates on the resolution.
We apologize for any inconvenience caused and will provide updates as we receive them.
Thank you for your patience and understanding.
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Communications to Partners ( Baxi, VGG and NALA (Skype), when the last transaction time is high -
5. Hello Team,
We noticed that your last transaction was 1.45 hour ago.
Kindly let us know if there are any issues.
Jira Ticket Update Template
Panel | Monnify-Type | Response Message (if applicable) | Date
Example: Pending Disbursements | 20250203;
Wema | Disbursement | Timeout waiting for response from destination | 20250203
ESCALATION MATRIX
Emmanuel Eke TBD
Depends on Jira service management setup
Shift Pattern
TeamApt currently runs a 24/7 monitoring schedule - See rota here
Monnify currently runs 06:00 - D+1 02:00