This API allows merchants to periodically pass debit to their customers' account. This can be done by simply initiating a POST request to the API as outlined below:
This endpoint is protected with OAuth 2.0 Bearer token. To find out more about authorization for Monnify endpoints, check Here
Endpoint URL: {{base_url}}/api/v1/merchant/direct-debit/mandate/debit
HTTP Method: POST
The {{base_url}} for test is https://sandbox.monnify.com but when you go live, it changes to the live url.
Sample Request
{
"paymentReference": "PR1234567940019",
"mandateCode": "50",
"debitAmount": 1000.00,
"narration": "Payment for Services",
"customerEmail":"ankit@gmail.com"
}
Sample Response
Field Parameters
Fields | Mandatory or Optional | Description |
|---|---|---|
contractCode | M | The merchant’s Monnify contract code |
mandateReference | M | Merchants generated reference to identify a mandate |
customerName | M | Name of merchants customer |
customerPhoneNumber | M | Phone number of merchants customer |
customerEmailAddress | M | Email address of merchants customer |
customerAddress | M | Location of merchants customer |
accountNumber | M | Customers account number to create a mandate on |
accountName | M | Customers account name for the account to create a mandate on |
bankCode | M | The bank code of the account number to create a mandate on |
mandateAmount | M | Total lifetime amount debitable on the mandate. |
mandateDescription | M | The description of the payment the mandate is associated to |
mandateStartDate | O | StartDate of Mandate: default to mandate creation date |
mandateEndDate | O | EndDate of Mandate: default to mandate creation date |
mandateCode | O | Monnify generated mandate identifier |
mandateStatus | O | The status of the mandate in request: INITIATED, ACTIVE, CANCELED |
mandateAuthorizationLink | O | 3Ds link presented to customers for authorization flow |
paymentReference | M | Merchants unique reference to identify a single direct debit payment |
debitAmount | O | Payment amount to be debited from a single debit transaction |
narration | M | Description of the single debit |