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This endpoint is protected by basic authentication Bearer Token

Sample Request Body (with no OTP)

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Code Block
languagejson
{
    "requestSuccessful": true,
    "responseMessage": "success",
    "responseCode": "0",
    "responseBody": {
        "status": "BANK_AUTHORIZATION_REQUIRED",
        "message": "3D Secure Authorization required",
        "secure3dData": {
            "id": "2000.00-59077a3e5157fae7ca9dd260d911ccbb",
            "redirectUrl": "http://localhost:10001"
        },
        "transactionReference": "MNFY|19|20210430115705|000243",
        "paymentReference": "1619780224192",
        "authorizedAmount": 1000
    }
}

Field

Description

transactionReference

Unique reference generated for the transaction by Monnify

collectionChannel

"API_NOTIFICATION" only enabled merchants can access resource

card

Object containing card information

number

Card number

expiryMonth

Card expiration month

expiryYear

Card expiration year

pin

Card pin from card owner

cvv

Security code behind card

tokenId

Token id from the request response (otpData.id)

token

OTP from card owner (use 12345 for test card)