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Endpoint URL: {{base_url}}/api/v1/merchant/cards/charge
HTTP Method: POST
Info |
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The {{base_url}} for test is |
Sample Request Body (with OTP)
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{ "requestSuccessful": true, "responseMessage": "success", "responseCode": "0", "responseBody": { "status": "OTP_AUTHORIZATION_REQUIRED", "message": "OTP Authorization required", "otpData": { "id": "2000.00-e944ba213f0acbc90a16b292ba353b2f", "message": "Please enter OTP. Use 123456 as token" }, "transactionReference": "MNFY|54|20210429142945|000208", "paymentReference": "1619702984105", "authorizedAmount": 1000 } } |
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Info | ||
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This endpoint is protected with OAuth 2.0 Bearer token |
Endpoint URL: {{base_url}}/api/v1/merchant/cards/otp/authorize
HTTP Method: POST
Sample Request
{ "transactionReference": "MNFY|54|20210429142945|000208", "collectionChannel": "API_NOTIFICATION", "tokenId": "2000.00-e944ba213f0acbc90a16b292ba353b2f", "token": "123456" } |
Sample Response
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{ "requestSuccessful": true, "responseMessage": "success", "responseCode": "0", "responseBody": { "status": "SUCCESS", "message": "Transaction Successful", "transactionReference": "MNFY|54|20210429142945|000208", "paymentReference": "1619702984105", "authorizedAmount": 2000.00 } } |
3DS Secure Authentication Transaction
Info |
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This endpoint is protected by basic authentication |
Endpoint URL: {{base_url}}/api/v1/merchant/cards/charge
HTTP Method: POST
Sample Request
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{
"transactionReference": "MNFY|19|20210430115705|000243",
"collectionChannel": "API_NOTIFICATION",
"card": {
"cvv": "123",
"expiryMonth": "12",
"expiryYear": "2022",
"number": "4000000000000002",
"pin": "1234"
}
} |
Sample Response
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{
"requestSuccessful": true,
"responseMessage": "success",
"responseCode": "0",
"responseBody": {
"status": "BANK_AUTHORIZATION_REQUIRED",
"message": "3D Secure Authorization required",
"secure3dData": {
"id": "2000.00-59077a3e5157fae7ca9dd260d911ccbb",
"redirectUrl": "http://localhost:10001"
},
"transactionReference": "MNFY|19|20210430115705|000243",
"paymentReference": "1619780224192",
"authorizedAmount": 1000
}
} |
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Field Parameters
Field | Description |
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transactionReference | Unique reference generated for the transaction by Monnify |
collectionChannel |
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card | Object containing card information |
number | Card number |
expiryMonth | Card expiration month |
expiryYear | Card expiration year |
pin | Card pin from card owner |
cvv | Security code behind card |
tokenId | Token id from the request response (otpData.id) |
token | OTP from card owner (use 12345 for test card) |
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