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The response that will be gotten depends on the kind of card used for the transaction. There are cards charged with the use of an OTP and those charged , without an OTP, and also with 3DS Secure Authentication. See sample response for both scenarioseach scenario.
Sample Response (with no OTP)
...
| Code Block | ||
|---|---|---|
| ||
{
"requestSuccessful": true,
"responseMessage": "success",
"responseCode": "0",
"responseBody": {
"status": "OTP_AUTHORIZATION_REQUIRED",
"message": "OTP Authorization required",
"otpData": {
"id": "2000.00-e944ba213f0acbc90a16b292ba353b2f",
"message": "Please enter OTP. Use 123456 as token"
},
"transactionReference": "MNFY|54|20210429142945|000208",
"paymentReference": "1619702984105",
"authorizedAmount": 1000
}
} |
Sample Response (For 3DS Secure Authentication)
| Code Block | ||
|---|---|---|
| ||
{ "requestSuccessful": true, "responseMessage": "success", "responseCode": "0", "responseBody": { "status": "BANK_AUTHORIZATION_REQUIRED", "secure3dData": { "id": "769104908", "redirectUrl": "https://0eaf.cardinalcommerce.com/EAFService/jsp/v1/redirect", "callBackUrl": "https://webpay.interswitchng.com/collections/api/v1/pay/cardinalCallBack", "eciFlag": "07", "termUrl": "https://webpay.interswitchng.com/collections/api/v1/pay/cardinalCallBack", "acsUrl": "https://0eaf.cardinalcommerce.com/EAFService/jsp/v1/redirect", "paReq": "P.29bc9e4fb9c3cdd35c3cd6abf323a7544ed8da1a7b609462f2979c2c8cdf561736fbed57ed447ef69484556311fc0b08399a9b3a8f3ae94900d9e5cb443a1bf257541e1b931b67dfcb4c27ba64d06b53", "transactionId": "gJKEbN5MmwlkjcKwYAD0", "paymentId": "769104908", "method": "POST", "md": "769104908" }, "transactionReference": "MNFY|79|20220328040030|001015", "paymentReference": "u0v3ysqjp809883", "authorizedAmount": 20.0 } } |
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Field Parameters
Field | Description |
|---|---|
transactionReference | Unique reference generated for the transaction by Monnify |
collectionChannel |
|
card | Object containing card information |
number | Card number |
expiryMonth | Card expiration month |
expiryYear | Card expiration year |
pin | Card pin from card owner |
cvv | Security code behind card |
tokenId | Token id from the request response (otpData.id) |
token | OTP from card owner (use 12345 for test card) |
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