Authorize Transfer (2FA)
Single Transfers
To authorize a single transfer, you will need to send a request to the endpoint below:
This endpoint is protected with OAuth 2.0 Bearer token. To find out more about authorization for Monnify endpoints, check Here.
Endpoint URL: {{base_url}}/api/v2/disbursements/single/validate-otp
HTTP Method: POST
The {{base_url}} for test is https://sandbox.monnify.com but when you go live, it changes to the live url
Below is a sample request for authorizing a transfer
Authorize Transfer Request (Single)
{
"reference":"reference12934",
"authorizationCode":"40538652"
} If the merchant does not have Two Factor Authentication (2FA) enabled, the transaction will be processed instantly and the response will be as follows:
Authorize Transfer Response (Single)
{
"requestSuccessful": true,
"responseMessage": "success",
"responseCode": "0",
"responseBody": {
"amount": 10,
"reference": "reference12934",
"status": "SUCCESS",
"dateCreated": "13/11/2019 09:34:32 PM"
}
}Bulk Transfers
To authorize a bulk transfer, you will need to send a request to the endpoint below:
Endpoint URL: {{base_url}}/api/v2/disbursements/batch/validate-otp
HTTP Method: POST
This endpoint is protected with OAuth 2.0 Bearer token. To find out more about authorization for Monnify endpoints, check Here.
Below is a sample request for authorizing a transfer
Authorize Transfer Request (Bulk)
{
"reference":"batch-reference12934",
"authorizationCode":"40538652"
} Authorize Transfer Response (Bulk)
{
"requestSuccessful": true,
"responseMessage": "success",
"responseCode": "0",
"responseBody": {
"totalAmount": 2108.48,
"totalFee": 8.48,
"batchReference": "batch-reference12934",
"batchStatus": "AWAITING_PROCESSING",
"totalTransactions": 3,
"dateCreated": "13/11/2019 10:45:08 PM"
}
}Field Reference
(M) indicates fields that are mandatory in the request body. (m) Indicates fields that are mandatory only if the parent object is not empty.
Field | Description |
|---|---|
authorizationCode (M) | The One Time Password sent to the specified email to be used to authenticate the transaction |
reference (M) | The unique reference for a transaction. Also to be specified for each transaction in a bulk transaction request. |
amount (M) | The amount to be disbursed to the beneficiary |
batchReference (M) | The unique reference for the entire batch of transactions being sent. |
totalAmount | The total amount deducted for all the transactions in the batch |
totalFee | The total transaction fees deducted for all the transactions in the batch. |
status | The status of a single transfer request. (SUCCESS, FAILED, PENDING, OTP_EMAIL_DISPATCH_FAILED, PENDING_AUTHORIZATION) |
batchStatus | The status of the processing of the entire Batch. (FAILED_ON_ACCOUNTS_VALIDATION, OTP_EMAIL_DISPATCH_FAILED, PENDING, PENDING_AUTHORIZATION, AWAITING_PROCESSING, IN_PROGRESS ,COMPLETED) |
totalTransactions | The total number of transactions in the batch. |